What is the annual fee for Equitas Credit Card?

The annual fee is ₹499 with no joining fee applicable. This makes it an affordable entry-level card for regular spenders seeking basic rewards without premium charges.

How to apply for Equitas Credit Card?

You can apply directly through Equitas Small Finance Bank's website or visit a branch with required documents including proof of identity, address, and income. The approval process typically takes 5-7 working days.

What rewards does Equitas Credit Card offer?

The card earns 1% cashback on all purchases across all categories. There are no bonus categories or variable reward rates—you get consistent returns on every transaction.

What are the eligibility criteria for Equitas Credit Card?

Eligibility criteria are not specified in the available details. Check Equitas Small Finance Bank's official website or contact their customer service for current income, age, and credit score requirements.

Does Equitas Credit Card offer airport lounge access?

No lounge access details are mentioned for this card. Given its entry-level positioning and ₹499 annual fee, lounge benefits are unlikely. Confirm with the issuer for any complementary access.

Is Equitas Credit Card worth it?

It's worthwhile if you spend consistently and value straightforward, uncomplicated rewards without premium features. At ₹499 annually, you'd need to spend at least ₹50,000 to break even on cashback alone, making it suitable for regular users.

Credit Cards

Equitas Small Finance BankVISA

Equitas Credit Card

Visa

Equitas Credit Card

Straightforward rewards for everyday spenders

Annual fee₹499

Rewards1.00%

Forex markup—

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Equitas Small Finance Bank. Full disclaimer

Rewards

Base earn rate

1 pts per ₹100

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹499 per year

Eligibility

Salaried: minimum ₹20,000/month income. Self-employed: 2+ years of filed ITR showing equivalent annual income. Age 21–65. CIBIL 700+ recommended.

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Credit Cards

Equitas Small Finance BankVISA

Equitas Credit Card

Visa

Equitas Credit Card

Straightforward rewards for everyday spenders

Annual fee₹499

Rewards1.00%

Forex markup—

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with Equitas Small Finance Bank. Full disclaimer

Rewards

Base earn rate

1 pts per ₹100

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹499 per year

Eligibility

Salaried: minimum ₹20,000/month income. Self-employed: 2+ years of filed ITR showing equivalent annual income. Age 21–65. CIBIL 700+ recommended.

Equitas Credit Card

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