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Diners Club Privilege Credit Card credit card
LifestylePremiumDiners Club

Diners Club Privilege Credit Card

Premium dining and travel perks without the annual fee burden

Annual fee₹1,000Waived on ₹3.0L spend
RewardsEarn 4 Reward Points on every Rs.150 retail* spends
Forex markup3.5%Nominal 3.5% on all your foreign currency spends.
Apply NowCheck Eligibility →
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Welcome benefits

Complimentary Annual memberships of Swiggy One and Times Prime

Type
Membership
Trigger
Spend ₹75,000 within 90 days
Partner
Swiggy One, Times Prime
Validity
365 days

Rewards

Base earn rate

Earn 4 Reward Points on every ₹150 retail* spends

CategoryDetails
Online food deliveryEarn 20 Reward Points on every Rs 150 spends on Swiggy and Zomato. Additional 4X RP is capped at 2500 reward points every calendar month.
SmartbuyEarn up to 10X Reward Points on Spends Via Smartbuy

Redemption options

Flights hotels:₹0.50 per pointExclusive catalogue:₹0.35 per pointSelect restaurants:₹0.50 per pointCashback:₹0.20 per point
  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Milestone benefits

  • Rs 1500 worth of vouchers of Marriott Experience, Barbeque Nation, Lakme Salon, O2 Spa, Decathlon, McDonalds or Dominos

Lounge access

Domestic

8visits / year

  • Max 2 per quarter
Diners Club lounge programme →

International

Priority Pass

—complimentary visits

    Diners Club lounge programme →

    Fees & charges

    Joining fee
    ₹1,000/- + Applicable Taxes
    Annual / renewal fee
    ₹1,000/- + Applicable Taxes
    Annual fee waiver
    Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
    Interest rate
    Available at a nominal interest rate on your HDFC Bank Diners Club Privilege Credit Card.
    Interest-free period
    50 days
    Cash advance fee
    Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
    Overlimit fee
    2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
    Payment dishonour
    2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
    Forex markup
    Nominal 3.5% on all your foreign currency spends.
    DCC markup
    3.50%
    Reward redemption
    ₹99 per redemption

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹100₹0
    ₹101 – ₹500₹100
    ₹501 – ₹1,000₹500
    ₹1,001 – ₹5,000₹600
    ₹5,001 – ₹10,000₹750
    ₹10,001 – ₹25,000₹900
    ₹25,001 – ₹50,000₹1,100
    Above ₹50,001₹1,300
    View official MITC →

    Insurance covers

    Air accident

    ₹1.3L

    Air accident insurance cover worth $125,000

    Travel insurance

    ₹625

    Medical emergency

    ₹31,250

    Baggage loss

    ₹625

    Credit liability

    ₹9L

    Eligibility

    Income (salaried)
    Income (Monthly) - ₹35,000 for Salaried. Annual ITR > ₹6,00,000 for Self-Employed.
    Income (self-employed)
    ₹6L/year
    Age
    21–60 years

    Employment types

    SalariedSelf-Employed

    Required documents

    • Passport
    • Aadhaar card
    • Voter ID
    • Driving licence
    • PAN card
    • Passport size photographs
    • Utility bills (electricity, water, gas, or telephone)
    • Rental agreement
    • Salary slips (for salaried individuals)
    • Income Tax Returns (ITR)
    • Form 16
    • Bank statements

    Features

    ✓ International usage✓ Concierge service

    Additional features

    • Credit Card Registration and Activation
    • Set up Card PIN
    • Manage card controls like online spends, contactless transactions
    • View Transactions/Download e-statements
    • Check Reward Points
    • Block/Re-issue card

    Card management via MyCards.

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