What are the benefits of the HDFC Bank Diners Club Privilege Credit Card?

The Diners Club Privilege Credit Card offers several exclusive benefits. Cardholders enjoy a range of privileges, including 'Buy 1 Get 1 Free' on entertainment through BookMyShow, 5X reward points on popular dining platforms, and quarterly vouchers as milestone benefits on spends, along with two complimentary airport lounge accesses every quarter, enhancing the travel experience, and so much more!

Does the Diners Club Privilege Credit Card have lounge access?

Yes, the Diners Club Privilege Credit Card provides complimentary lounge access. Cardholders can enjoy the luxury of two airport lounge accesses every calendar quarter, adding a touch of exclusivity to their travel experience. This feature is designed to make journeys more comfortable and enjoyable for Diners Club Privilege members.

Does Diners Club Privilege Credit Card have a Priority Pass?

Diners Club Privilege Credit Cardholders enjoy the privilege of a Priority Pass membership. This membership grants access to a vast network of airport lounges globally. With Priority Pass, cardholders can relax in style and comfort while waiting for their flights, making travel a more pleasant and leisurely experience. You need not apply to get a Physical Priority Pass. Your card itself acts as a Priority Pass. You simply need to register on Diners Travel Tool App.

Is the Diners Club Privilege Credit Card free?

While the HDFC Bank Diners Club Privilege Credit Card comes with a lot of benefits, it is not free. Cardholders typically incur an annual fee/renewal membership of ₹1000+ GST, giving access to the exclusive features and rewards associated with this Credit Card. The annual fee is compensated by a range of benefits such as welcome bonus, milestone benefits and reward points.

What are the documents required for the HDFC Bank Diners Club Privilege Credit Card?

Documents required for the Diners Club Privilege Credit Card include: Identity Proof - Passport, Aadhaar card, Voter ID, Driving licence, PAN card, Passport size photographs. Address Proof - Utility bills (electricity, water, gas, or telephone), Rental agreement, Passport, Aadhaar card, Voter ID. Income Proof - Salary slips (for salaried individuals), Income Tax Returns (ITR), Form 16, Bank statements

What are the annual Fee and Charges for the HDFC Bank Diners Club Privilege Credit Card?

Membership Fee: ₹1,000 + applicable taxes. Renewal Fee Waiver: Spend ₹3,00,000 or more in a year before renewal and enjoy a fee waiver, rewarding your spending.

LifestylePremiumDiners Club

Diners Club Privilege Credit Card

Premium dining and travel perks without the annual fee burden

Annual fee₹1,000Waived on ₹3.0L spend

Rewards1.78%2.67 Reward Point per ₹150

Forex markup3.5%Nominal 3.5% on all your foreign currency spends.

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Welcome benefits

Complimentary Annual memberships of Swiggy One and Times Prime

Type: Membership
Trigger: Spend ₹75,000 within 90 days
Partner: Swiggy One, Times Prime
Validity: 365 days

Read full T&C →

Rewards

Base earn rate

Earn 4 Reward Points on every ₹150 retail* spends

Category	Rate	Cap
Online Food Delivery	—	—
SmartBuy Portal	10X	—

• Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• Redemption fee: ₹99

Milestone benefits

Avail Rs 1500 worth of vouchers of Marriott Experience, Barbeque Nation, Lakme Salon, O2 Spa, Decathlon, McDonalds or Dominos on quarterly milestone spend of Rs. 1.5 Lakhs. Easily track your milestone spends and redeem benefits by following these steps. Visit http://offers.smartbuy.hdfcbank.com/diners_privilege/ >> Click on 'Milestones' tab >> Check Welcome Benefits

Lounge access

Domestic

8visits / year

Max 2 per quarter

View partner lounges →

International

Priority Pass

—complimentary visits

Fees & charges

Joining fee: ₹1,000/- + Applicable Taxes
Annual / renewal fee: ₹1,000/- + Applicable Taxes
Annual fee waiver: Spend ₹3,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off.
Interest rate: Available at a nominal interest rate on your HDFC Bank Diners Club Privilege Credit Card.
Interest-free period: 50 days
Cash advance fee: Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee: 2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour: 2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup: Nominal 3.5% on all your foreign currency spends.
DCC markup: 3.50%
Reward redemption: ₹99 per redemption

Late payment

Outstanding amount	Late fee
Up to ₹100	Nil
₹101-500	₹100
₹501-1,000	₹500
₹1,001-5,000	₹600
₹5,001-10,000	₹750
₹10,001-25,000	₹900
₹25,001-50,000	₹1,100
More than ₹50,000	₹1,300

View official MITC →

Insurance covers

Air accident

₹1.3L

Air accident insurance cover worth $125,000

Travel insurance

₹625

Medical emergency

₹31,250

Baggage loss

₹625

Credit liability

₹9L

Insurance T&C →

Eligibility

Income (salaried): Income (Monthly) - ₹35,000 for Salaried. Annual ITR > ₹6,00,000 for Self-Employed.
Income (self-employed): ₹6L/year
Age: 21–60 years

Employment types

SalariedSelf-Employed

Required documents