Super-PremiumSuper-premiumVisa✦ Times Internet Ltd.

Times Black ICICI Bank Credit Card

Ultra-premium rewards for high-spend lifestyles

Annual fee₹20,000Waived on ₹25.0L spend

Rewards2% On Domestic Spend

Forex markup1.5%1.49% on all foreign currency transactions

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Welcome benefits

worth ₹14,000

Luxury Stay Gift Card from EaseMyTrip worth ₹10,000 or from Lohono worth ₹12,000; Lifestyle Gift Cards from Toni and Guy (₹3,000) and Interflora (₹1,000)

Type: Gift Cards
Trigger: within 45 days
Partner: EaseMyTrip, Lohono, Toni and Guy, Interflora

Rewards

Base earn rate

2% On Domestic Spend

ICICI Bank Reward Points

Excludes: Fuel, Rent, Emi Conversions

Redemption options

Statement credit:₹0.40 per pointMerchandise:₹1 per point

Milestone benefits

Discover Klook's unique international experiences and activities on spends of ₹2,00,000Annual
WeWork day passes (India) or airport transfers from Thumby Aviation, Avis or Indian Travel House on spends of ₹5,00,000Annual
Indulge in high-end fashion with a Tata CLiQ Luxury Gift Card on spends of ₹10,00,000Annual
One night luxury stay at Ayatana or Lohono on spends of ₹20,00,000Annual

Lounge access

International

Priority Pass

—complimentary visits

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹20,000 + GST
Annual / renewal fee: ₹20,000 + GST
Annual fee waiver: Spend over ₹25 lakh and get your annual fee waived off for the next year
Add-on card fee: ₹3,500
Interest rate: Pay 3.75% interest per month
Interest-free period: 48 days
Cash advance fee: Nil (no cash advance fee on this card)
Overlimit fee: 2.5%, min ₹550
Payment dishonour: ₹500
Forex markup: 1.49% on all foreign currency transactions
DCC markup: 1.49%
Reward redemption: ₹0 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns, max ₹50,000/cycle

Late payment

Outstanding amount	Late fee
₹0 – ₹100	₹0
₹101 – ₹500	₹100
₹501 – ₹1,000	₹500
₹1,001 – ₹5,000	₹600
₹5,001 – ₹10,000	₹750
₹10,001 – ₹25,000	₹900
₹25,001 – ₹50,000	₹1,100
Above ₹50,001	₹1,300

View official MITC →

Insurance covers

Air accident

Get an Air Accident Insurance cover. Click here to update your Nominee details.

Eligibility

Income (salaried): A salaried individual with a monthly income of ₹2,00,000; Self-employed individual with an annual income of ₹24,00,000
Income (self-employed): ₹24L/year
Age: 21+ years

Employment types

SalariedSelf-Employed

Required documents