Skip to content
OnePaisa — Smart Finance for India
Credit Cards
Indulge Credit Card credit card
Super-PremiumSuper-premiumVisa

Indulge Credit Card

Wealth-tier travel credentials with Priority Pass lounge access

Annual fee₹10,000Waived on ₹10.0L spend
Rewards—
Forex markup3.5%
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Rewards

Base earn rate

0 pts per ₹100

  • • Redemption fee: ₹100

Lounge access

International

Priority Pass

4complimentary visits

    Fees & charges

    Joining fee
    ₹75,000
    Annual / renewal fee
    ₹10,000 per year
    Annual fee waiver
    On ₹10.0L spend
    Interest rate
    1.79% per month (21.48% p.a.)
    Interest-free period
    50 days
    Cash advance fee
    0%, min ₹0
    Overlimit fee
    2.5%, min ₹500
    Payment dishonour
    ₹250
    Forex markup
    3.50%
    DCC markup
    1%
    Reward redemption
    ₹100 per redemption
    View official MITC →

    Eligibility

    Income (salaried)
    For salaried individuals: ₹ 36 lakh per annum. For self-employed: ₹ 42 lakh per annum
    Income (self-employed)
    ₹42L/year

    Employment types

    SalariedSelf-Employed

    Required documents

    • PAN card
    • Aadhaar card
    • photograph
    • last 3 month's bank statement
    • last 3 month's salary slip or other bank's credit card details
    • latest copy of ITR or other bank's credit card details

    Features

    Additional features

    • 22K Gold inlay

    FAQs

    🎯 Not sure this card is right for you?

    Try our Card Finder — get personalized picks in 30 seconds.

    Find My Card →
    Browse all credit cards →
    VISA
    IndusInd Bank logoIndusInd Bank

    IndusInd Legend Credit Card

    Joining₹5K
    AnnualFREE
    Reward1%
    Credit
    • 2 reward points per ₹100 on all spends
    • 2 lounge visits per quarter (domestic + international)
    • Buy-one-get-one on movie tickets
    Apply Now

    🔒 Secure & Free