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Credit Cards
Indulge Credit Card

‹ Credit Cards

Indulge Credit Card credit card

Super-PremiumSuper-premiumVisa

Indulge Credit Card

Wealth-tier travel credentials with Priority Pass lounge access

Annual fee₹10,000Waived on ₹10.0L spend

Rewards—

Forex markup3.5%

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Rewards

Base earn rate

0 pts per ₹100

• Redemption fee: ₹100

Lounge access

International

Priority Pass

4complimentary visits

Fees & charges

Joining fee: ₹75,000
Annual / renewal fee: ₹10,000 per year
Annual fee waiver: On ₹10.0L spend
Interest rate: 1.79% per month (21.48% p.a.)
Interest-free period: 50 days
Cash advance fee: 0%, min ₹0
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: 3.50%
DCC markup: 1%
Reward redemption: ₹100 per redemption

View official MITC →

Eligibility

Income (salaried): For salaried individuals: ₹ 36 lakh per annum. For self-employed: ₹ 42 lakh per annum
Income (self-employed): ₹42L/year

Employment types

SalariedSelf-Employed

Required documents

PAN card
Aadhaar card
photograph
last 3 month's bank statement
last 3 month's salary slip or other bank's credit card details
latest copy of ITR or other bank's credit card details

Features

Additional features

22K Gold inlay

FAQs

Apply Now Check Eligibility →

Secure · Free · No spam calls

Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

+ Compare this card

Quick facts

Best forLuxury · Exclusive

TierSuper-premium

NetworkVisa

Reward type—

Fee waiverOn ₹10.0L spend

Priority PassIncluded ✓

LoungePriority Pass only

Forex markup3.5%

Similar cards

AM
Axis Magnus Credit Card
₹12,500/yr
Kotak Infinite Credit Card
Lifetime Free
AC
AURUM Credit Card
₹9,999/yr

Data sourced from official bank MITC and marketing material.

Last updated: Jul 2026

View official MITC →

How much can you earn with your card?

Try our Reward Calculator — estimate annual rewards on your actual spending.

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Joining₹75K

Annual₹10K/yr

Reward0%

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ICICI Bank

ICICI Emeralde Credit Card

Joining₹12K

Annual₹12K/yr

Reward4%

CreditSuper-premium

Unlimited domestic + international airport lounge access
Golf: unlimited rounds at top courses
Complimentary Taj Epicure membership

🔒 Secure & Free

VISA

IDFC FIRST Bank

IDFC FIRST Select Credit Card

JoiningFREE

AnnualFREE

Reward1%

Credit

10X reward points on partner merchants
6X reward points on online spends
3X reward points on offline spends above ₹20,000/month

🔒 Secure & Free

Guides and tools

📖 Guides about this card

IndusInd Credit Card Review 2026: Best Cards, Fees & Which One Should You Pick?
Axis Ace Credit Card Review 2026
Credit Card Bill Payment: All Methods Explained (2026)
SBI Cashback Credit Card Review — 5% Cashback Deep Dive & Hidden Exclusions

🔧 Useful tools

Find Your Perfect Card
Reward Calculator
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Compare this card with alternatives

Indulge Credit Card vs HDFC Millennia vs Axis Ace — which earns more?