
IndusInd Bank PIONEER Private Credit Card
Premium rewards with zero forex markup for global spenders
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Welcome benefits
worth ₹6,0006000 Bonus Reward Points on spending 1 lakh within first 30 days
- Type
- Reward Points
- Trigger
- Spend ₹1,00,000 within 30 days
Rewards
Base earn rate
Earn 3 Reward Points on all other spends. Earn 0.7 Reward Points on certain spends like utilities, govt institutions, education etc.
Excludes: Utilities, Govt Institutions, Education
- 0
Milestone benefits
Every arc of your spending journey is meant to count. This is why, when you accomplish the benchmark of 1 lakh within the first 30 days* from card issuance date, we will grant you 6000 Bonus Reward Points. Where 6000 RP = INR 6000. *Transaction posting/ settlement date will be considered for the 30 day spends window. Commemorate the turn points of your spending arc with Taj experiences gift certificate worth 1 lakh on spends of INR 75 Lakhs within an anniversary year*. As you live in clover, your spends are bound to be majestic. Let us have the honour to bestow you with an exclusive annual fee waiver^ of INR 25,000 on spends of INR 10 Lakhs in a preceding year and hearten you to carry on the elegant lifestyle! *Anniversary year is 365 days from card set up/ renewal date | Issuance of vouchers will be done within 60 days after the anniversary period ends. ^In case of downgrade from Pioneer Private status, annual fees of Rs. 50,000 is charged which cannot be waived. Taj Epicure Preferred Membership is complimentary for the first year | To get a second-year complimentary membership a customer needs to spend INR 50 Lakhs in the previous year. Club ITC Culinaire Select Membership is complimentary for the first year | To get a second-year complimentary membership a customer needs to spend INR 50 Lakhs in the previous year. EazyDiner Membership and dining vouchers are complimentary for the first year | To get second year complimentary membership and dining vouchers customer needs to spend INR 50 lakhs in the previous year. Postcard hotel vouchers are complimentary for the first year. To get a second-year complimentary membership a customer needs to spend INR 50 Lakhs in the previous year.
Lounge access
Domestic
—visits / year
Fees & charges
- Joining fee
- ₹50,000
- Annual / renewal fee
- In case of downgrade from Pioneer Private status, annual fees of ₹50,000 is charged which cannot be waived.
- Annual fee waiver
- exclusive annual fee waiver^ of ₹25,000 on spends of ₹10 Lakhs in a preceding year
- Add-on card fee
- 1 lifetime free add-on card
- Interest rate
- rate of interest as low as 2% per month
- Interest-free period
- 50 days
- Cash advance fee
- bid farewell to Cash advance fees, over-limit fees and late payment fees
- Overlimit fee
- bid farewell to Cash advance fees, over-limit fees and late payment fees
- Payment dishonour
- ₹250
- Forex markup
- 0% foreign currency mark-up
- DCC markup
- 1%
- Reward redemption
- ₹0 per redemption
- Fuel surcharge
- 1% waiver, on ₹500–₹10000 txns
Late payment
bid farewell to Cash advance fees, over-limit fees and late payment fees
Insurance covers
Fraud liability
Lost Card Liability - Covers Lost Card, Counterfeiting/ Skimming/ Phishing and Online Fraud Protection
Medical emergency
₹25,000
Features
Additional features
- Airport Meet & Greet - 2 complimentary annual domestic and international services
- Postcard Hotels - 2 complimentary vouchers every year
- Elderly Care Assist
- Health & Wellness concierge
- Entertainment & Event Tickets access
- Global Dining & Culinary Experience
- Holiday Planning
- Roadside Assistance
- Gifting Arrangement
- Car Rental Services
No rewards on
Utilities · Govt Institutions · Education
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Guides and tools
📖 Guides about this card
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