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IndusInd Bank PIONEER Private Credit Card credit card
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IndusInd Bank PIONEER Private Credit Card

Premium rewards with zero forex markup for global spenders

Annual fee₹25,000Waived on ₹10.0L spend
Rewards3.00%3 Reward Point per ₹100
Forex markup0%0% foreign currency mark-up
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Welcome benefits

worth ₹6,000

6000 Bonus Reward Points on spending 1 lakh within first 30 days

Type
Reward Points
Trigger
Spend ₹1,00,000 within 30 days

Rewards

Base earn rate

Earn 3 Reward Points on all other spends. Earn 0.7 Reward Points on certain spends like utilities, govt institutions, education etc.

Excludes: Utilities, Govt Institutions, Education

    0

Milestone benefits

Every arc of your spending journey is meant to count. This is why, when you accomplish the benchmark of 1 lakh within the first 30 days* from card issuance date, we will grant you 6000 Bonus Reward Points. Where 6000 RP = INR 6000. *Transaction posting/ settlement date will be considered for the 30 day spends window. Commemorate the turn points of your spending arc with Taj experiences gift certificate worth 1 lakh on spends of INR 75 Lakhs within an anniversary year*. As you live in clover, your spends are bound to be majestic. Let us have the honour to bestow you with an exclusive annual fee waiver^ of INR 25,000 on spends of INR 10 Lakhs in a preceding year and hearten you to carry on the elegant lifestyle! *Anniversary year is 365 days from card set up/ renewal date | Issuance of vouchers will be done within 60 days after the anniversary period ends. ^In case of downgrade from Pioneer Private status, annual fees of Rs. 50,000 is charged which cannot be waived. Taj Epicure Preferred Membership is complimentary for the first year | To get a second-year complimentary membership a customer needs to spend INR 50 Lakhs in the previous year. Club ITC Culinaire Select Membership is complimentary for the first year | To get a second-year complimentary membership a customer needs to spend INR 50 Lakhs in the previous year. EazyDiner Membership and dining vouchers are complimentary for the first year | To get second year complimentary membership and dining vouchers customer needs to spend INR 50 lakhs in the previous year. Postcard hotel vouchers are complimentary for the first year. To get a second-year complimentary membership a customer needs to spend INR 50 Lakhs in the previous year.

Lounge access

Domestic

—visits / year

    Credit Card Network
    IndusInd Bank Airport Lounge Access Program lounge programme →

    International

    Priority Pass

    —complimentary visits

      Priority Pass lounge programme →

      Fees & charges

      Joining fee
      ₹50,000
      Annual / renewal fee
      In case of downgrade from Pioneer Private status, annual fees of ₹50,000 is charged which cannot be waived.
      Annual fee waiver
      exclusive annual fee waiver^ of ₹25,000 on spends of ₹10 Lakhs in a preceding year
      Add-on card fee
      1 lifetime free add-on card
      Interest rate
      rate of interest as low as 2% per month
      Interest-free period
      50 days
      Cash advance fee
      bid farewell to Cash advance fees, over-limit fees and late payment fees
      Overlimit fee
      bid farewell to Cash advance fees, over-limit fees and late payment fees
      Payment dishonour
      ₹250
      Forex markup
      0% foreign currency mark-up
      DCC markup
      1%
      Reward redemption
      ₹0 per redemption
      Fuel surcharge
      1% waiver, on ₹500–₹10000 txns

      Late payment

      bid farewell to Cash advance fees, over-limit fees and late payment fees

      View official MITC →

      Insurance covers

      Fraud liability

      Lost Card Liability - Covers Lost Card, Counterfeiting/ Skimming/ Phishing and Online Fraud Protection

      Medical emergency

      ₹25,000

      Features

      ✓ International usage✓ Concierge service

      Additional features

      • Airport Meet & Greet - 2 complimentary annual domestic and international services
      • Postcard Hotels - 2 complimentary vouchers every year
      • Elderly Care Assist
      • Health & Wellness concierge
      • Entertainment & Event Tickets access
      • Global Dining & Culinary Experience
      • Holiday Planning
      • Roadside Assistance
      • Gifting Arrangement
      • Car Rental Services

      No rewards on

      Utilities · Govt Institutions · Education

      FAQs

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      VISA
      IndusInd Bank logoIndusInd Bank

      IndusInd Legend Credit Card

      Joining₹5K
      AnnualFREE
      Reward1%
      Credit
      • 2 reward points per ₹100 on all spends
      • 2 lounge visits per quarter (domestic + international)
      • Buy-one-get-one on movie tickets
      Apply Now

      🔒 Secure & Free