RuPay
Punjab National BankPNB RuPay Platinum Credit Card
JoiningFREE
Annual₹500/yr
RewardReward points on eligible spends, plus 300+ reward points on first usage.
Credit
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🔒 Secure & Free
Punjab National BankRuPay
PNB EaseMyTrip RuPay Platinum Credit Card
Co-BrandedMidRuPay✦ EaseMyTrip
PNB EaseMyTrip RuPay Platinum Credit Card
EaseMyTrip co-branded travel RuPay card
Annual fee₹2,000Waived on ₹1.0L spend
Rewards300+ reward points on activation.
Forex markup3.5%3.50% of the transaction value
Secure · Free · No spam calls
Independent comparison platform. Not affiliated with Punjab National Bank. Full disclaimer
Welcome benefits
worth ₹3,000Welcome vouchers worth ₹3,000 across flights, hotels and holidays
Rewards
Base earn rate
300+ reward points on activation.
Fees & charges
- Joining fee
- ₹2,000
- Annual / renewal fee
- ₹2,000
- Annual fee waiver
- Annual fee waived when annual spends exceed ₹1,00,000 in the preceding year.
- Interest rate
- 2.95% per month
- Overlimit fee
- 2.5%
- Forex markup
- 3.50% of the transaction value
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹1,000 | ₹0 |
| ₹1,001 – ₹5,000 | ₹500 |
| ₹5,001 – ₹10,000 | ₹600 |
| Above ₹10,001 | ₹750 |
Eligibility
NRI eligible: No
Co-branded with EaseMyTrip for travel customers; open to resident individuals meeting the bank’s assessment. Credit limit ₹50,000–₹5,00,000.
Features
✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage
Additional features
- Welcome travel vouchers across flights, hotels and holidays
- Discounts on domestic and international flight bookings
- Discounts on domestic and international hotel bookings
- Domestic and international lounge access
FAQs
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