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PNB Metal LUXURA RuPay Credit Card credit card
Super-PremiumSuper-premiumRuPay

PNB Metal LUXURA RuPay Credit Card

Metal RuPay card for premium travel and dining

Annual fee₹7,500Waived on ₹8.0L spend
RewardsFour reward points (worth ₹1) for every ₹100 spent; 3X on travel and dining.
Forex markup0%Nil
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Welcome benefits

20,000 reward points on ₹50,000 spend in 90 days

Trigger
Spend ₹50,000 within 90 days

Rewards

Base earn rate

Four reward points (worth ₹1) for every ₹100 spent; 3X on travel and dining.

    Fees & charges

    Joining fee
    ₹9,000 + GST
    Annual / renewal fee
    ₹7,500 + GST
    Annual fee waiver
    Annual fee waived when annual spends exceed ₹8,00,000 from the date of issuance.
    Add-on card fee
    ₹9,000
    Interest rate
    2.95% per month
    Overlimit fee
    2.5%
    Forex markup
    Nil
    Fuel surcharge
    1% waiver, on ₹400–₹4000 txns, max ₹350/cycle

    Late payment

    Outstanding amountLate fee
    ₹0 – ₹1,000₹0
    ₹1,001 – ₹5,000₹500
    ₹5,001 – ₹10,000₹600
    Above ₹10,001₹750
    View official MITC →

    Eligibility

    Income (salaried)
    ₹1,50,000/month
    Age
    21–70 years
    NRI eligible: No

    Features

    ✓ Contactless✓ Chip & PIN✓ UPI linkage✓ International usage

    Additional features

    • Unlimited domestic and international lounge access
    • Accelerated points on travel and dining
    • ITC hotel stays, dining and spa privileges
    • HoteLux membership, golf and 24x7 concierge

    FAQs

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