What is the annual fee for Scapia Federal Credit Card?

There is no annual fee for Scapia Federal Credit Card. You also won't pay any joining fee, making it a cost-free option to hold.

How to apply for Scapia Federal Credit Card?

You can apply for Scapia Federal Credit Card directly through Federal Bank's website or mobile app, or visit a branch. Ensure you meet the eligibility criteria before applying.

What rewards does Scapia Federal Credit Card offer?

Scapia Federal Credit Card provides a flat 5% reward rate on purchases. This means you earn consistent cashback across all spending categories without bonus categories or caps.

What are the eligibility criteria for Scapia Federal Credit Card?

Specific eligibility criteria such as income requirements and credit score minimums are not detailed here. Check Federal Bank's official website or contact their customer service for current qualification requirements.

Does Scapia Federal Credit Card offer airport lounge access?

Airport lounge benefits are not specified for this card. Contact Federal Bank directly to confirm whether complimentary lounge access is included with your membership.

Is Scapia Federal Credit Card worth it?

If you spend consistently and want straightforward cashback without annual fees, the 5% flat reward rate makes this card valuable. The zero-fee structure removes barriers, though benefits beyond cashback would need verification with the issuer.

Visa

Scapia Federal Credit Card

Earn 5% cashback on every purchase, fee-free

Annual fee₹0

Rewards5.00%

Forex markup—

Apply NowSecure · Free · No spam calls

Rewards

Base earn rate

5 pts per ₹100

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹0

Eligibility

Salaried: no hard minimum; ₹20,000/month recommended. Self-employed accepted with ITR proof. Age 21–65. CIBIL 700+. Apply via the Scapia app with PAN + Aadhaar.

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Visa

Scapia Federal Credit Card

Earn 5% cashback on every purchase, fee-free

Annual fee₹0

Rewards5.00%

Forex markup—

Apply NowSecure · Free · No spam calls

Rewards

Base earn rate

5 pts per ₹100

Detailed reward breakdown not available from source

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: ₹0

Eligibility

Salaried: no hard minimum; ₹20,000/month recommended. Self-employed accepted with ITR proof. Age 21–65. CIBIL 700+. Apply via the Scapia app with PAN + Aadhaar.

Scapia Federal Credit Card

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