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Credit Cards
BOBCARD One Co-branded Credit Card credit card
LifestylePremiumVisa✦ One Consumer Services Private Limited

BOBCARD One Co-branded Credit Card

Annual feeLifetime Free
RewardsEarn 5X rewards on your top 2 spend categories on the BOBCARD One Co-branded Credit Card and instantly redeem for cash or purchases in the OneCard app. Reward points are credited instantly and never expire!
Forex markup1%Your love for travel made easy with just a 1% Forex charge.
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Rewards

Base earn rate

Earn 5X rewards on your top 2 spend categories on the BOBCARD One Co-branded Credit Card and instantly redeem for cash or purchases in the OneCard app. Reward points are credited instantly and never expire!

  • • Reward points are credited instantly and never expire!

Fees & charges

Joining fee
No Joining Fee
Annual / renewal fee
Lifetime free
Add-on card fee
Free
Interest rate
3.75% per month (45% p.a.)
Interest-free period
50 days
Cash advance fee
2.5%, min ₹500
Overlimit fee
2.5%, min ₹600
Payment dishonour
₹500
Forex markup
Your love for travel made easy with just a 1% Forex charge.
Fuel surcharge
1% waiver, on ₹400–₹5000 txns, max ₹250/cycle
Duplicate statement
₹25

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹100 – ₹500₹100
₹501 – ₹1,000₹400
₹1,001 – ₹10,000₹750
₹10,001 – ₹25,000₹950
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Eligibility

Please refer to "Application Guidelines" section on this page to know your eligibility requirements.

Features

✓ Contactless✓ Chip & PIN✓ International usage

Additional features

  • Metal card with personalized engraving
  • Instant virtual card issuance
  • App-based card controls
  • Instant reward points crediting
  • Zero redemption fee for rewards
  • No minimum threshold to redeem rewards

Card management via OneCard App.

FAQs

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