Diners Club Black METAL Credit Card

• • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
• • Redemption fee: ₹99

Get 10,000 Bonus Reward Points on spends of ₹ 4 lakhs every calendar quarter. Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year. Easily track your milestone spends by following these steps. Visit https://offers.smartbuy.hdfc.bank.in/v2/foryou >> Click on Diners Club Benefits >>Diners Club Black Metal Milestones>> Check Welcome Benefits.

Joining fee

₹10,000/- plus Applicable Taxes

Annual / renewal fee

₹10,000/- plus Applicable Taxes

Annual fee waiver

Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year

Interest rate

Enjoy Revolving Credit on your Diners Club Black Credit Card at nominal interest rate

Interest-free period

50 days

Cash advance fee

Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.

Overlimit fee

2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).

Payment dishonour

2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.

Forex markup

2% on all your foreign currency spends

DCC markup

2%

Reward redemption

₹99 per redemption

Income (salaried)

Net Income (Monthly) > ₹2.5 lakh per month for Salaried, Net Income > ₹30 lakh per annum for Self-employed

Income (self-employed)

₹30L/year

Age

21–60 years

Card management via MyCards.

• What are the charges associated with the HDFC Bank Diners Club Black METAL Edition Credit Card?
• What are the documents required to apply for Diners Club Black METAL Edition credit card?