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Credit Cards
Diners Club Black METAL Credit Card credit card
Super-PremiumSuper-premiumDiners Club

Diners Club Black METAL Credit Card

Luxury dining and travel without annual fee burden

Annual fee₹10,000Waived on ₹8.0L spend
Rewards—
Forex markup2%2% on all your foreign currency spends
Secure · Free · No spam calls

Independent comparison platform. Not affiliated with HDFC Bank. Full disclaimer

Welcome benefits

Annual memberships of Club Marriott, Amazon Prime and Swiggy One

Type
Memberships
Trigger
Spend ₹1,50,000 within 90 days
Partner
Club Marriott, Amazon Prime, Swiggy One

Rewards

Redemption options

Smartbuy flights hotels:₹1 per pointAirmilesProducts vouchers:₹0.50 per pointCashback:₹0.30 per point
  • • Reward Points valid for 2 years from accumulation (standard). Infinia/Diners Black/BizBlack: 3 years. Easy EMI/PhonePe HDFC Bank Ultimo/Uno: 1 year. If card unused 365+ days, points nullified.
  • • Redemption fee: ₹99

Milestone benefits

Get 10,000 Bonus Reward Points on spends of ₹ 4 lakhs every calendar quarter. Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year. Easily track your milestone spends by following these steps. Visit https://offers.smartbuy.hdfc.bank.in/v2/foryou >> Click on Diners Club Benefits >>Diners Club Black Metal Milestones>> Check Welcome Benefits.

Fees & charges

Joining fee
₹10,000/- plus Applicable Taxes
Annual / renewal fee
₹10,000/- plus Applicable Taxes
Annual fee waiver
Spend ₹ 8 Lakhs in 12 Months and get Renewal Fee waived for next renewal year
Interest rate
Enjoy Revolving Credit on your Diners Club Black Credit Card at nominal interest rate
Interest-free period
50 days
Cash advance fee
Transaction fee of 2.5% (Excluding Infinia, Infinia Metal Edition) or ₹500 whichever is higher on ATM withdrawals. Cash withdrawal limit: 40% of credit limit.
Overlimit fee
2.5% of overlimit amount subject to minimum of ₹550. Not applicable for Infinia, Infinia Metal Edition, PhonePe HDFC Bank Ultimo/Uno Credit Card (no overlimit facility).
Payment dishonour
2% of Payment amount subject to minimum of ₹450. Capping of ₹4999 for Infinia & Infinia Metal Credit Card. Applicable for cheque payment return or unsuccessful autopay.
Forex markup
2% on all your foreign currency spends
DCC markup
2%
Reward redemption
₹99 per redemption

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300

Insurance covers

Air accident

₹200L

Air accident insurance worth ₹2 crore

Travel insurance

₹55,000

Medical emergency

₹50L

Baggage loss

₹55,000

Credit liability

₹9L

Eligibility

Income (salaried)
Net Income (Monthly) > ₹2.5 lakh per month for Salaried, Net Income > ₹30 lakh per annum for Self-employed
Income (self-employed)
₹30L/year
Age
21–60 years

Employment types

SalariedSelf-Employed

Required documents

  • Passport
  • Aadhaar card
  • Voter ID
  • Driving license
  • PAN card
  • Passport size photographs
  • Utility bills (electricity, water, gas, or telephone)
  • Rental agreement
  • Salary slips (for salaried individuals)
  • Income Tax Returns (self-employed)
  • Form 16
  • Bank statements

Features

✓ Contactless✓ International usage✓ Concierge service

Additional features

  • Credit Card Registration and Activation
  • Set up Card PIN
  • Manage card controls like online spends, contactless transactions
  • View Transactions/Download e-statements
  • Check Reward Points
  • Block/Re-issue card
  • Apply for an Add-on Card, manage, set PIN and card controls for Add-on card
  • Single Interface for Credit Cards, Debit Cards, FASTag and Consumer Durable Loans
  • Spends tracking
  • Tailor-made offers such as workspaces, business insurance and wellness discounts

Card management via MyCards.

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Diners
HDFC Bank logoHDFC Bank

HDFC Diners Club Black Credit Card

Joining₹10K
Annual₹10K/yr
Reward3.33%Assumes SmartBuy flight/hotel booking (offers.smartbuy.hdfcbank.com/diners): HDFC-stated primary path 1 RP = Rs.1, max 70% of booking via points. Catalogue only ~Rs.0.50.
CreditPremium
  • 5 reward points per ₹150 spent
  • 10X reward points on HDFC SmartBuy portal
  • 10,000 reward points as welcome bonus
No longer offered

HDFC Bank is no longer accepting applications for this card.

Diners
HDFC Bank logoHDFC Bank

Diners Club Premium Credit Card

Joining₹2.5K
Annual₹2.5K/yr
Reward1%Assumes 1 RP = ₹0.50 via SmartBuy flight & hotel bookings (issuer's highest/primary marketed redemption path, listed first); max 70% of booking value payable with reward points, balance by Credit Card. Other paths lower: Products Catalogue/vouchers up to ₹0.35, Cashback up to ₹0.20.
No longer offered

HDFC Bank is no longer accepting applications for this card.

Diners
HDFC Bank logoHDFC Bank

Diners Club Intermiles Credit Card

JoiningFREE
AnnualFREE
Reward8 InterMiles on every ₹150 spent on retail purchases.
No longer offered

HDFC Bank is no longer accepting applications for this card.