What is the Rewards program on the IndusInd Bank Tiger Credit Card?

The Rewards program is a unique program specially designed to cater to the lifestyle of discerning customers like you. You will earn Reward Points when you use the IndusInd Bank Tiger Card. The value of each Reward Point is ₹ 0.40 when you redeem them against the outstanding in your card account.

What is the maximum number of Reward Points I can earn in a year?

There is a cap upto the credit limit on the Reward Points that a cardholder can earn. Your points earning depends on your spends. So go ahead and spend more on your IndusInd Bank Tiger Credit Card and earn Reward Points which you can redeem against various exciting options.

What are the advantages of the Concierge Services?

The Concierge service provides you with 24-hour assistance, all year through. IndusInd Bank uses the concierge service provider for providing concierge services to IndusInd Bank Tiger Credit Card cardholders. To avail the IndusInd Bank Concierge service, you need to call a local number. The service can be thought of as your personal assistant, a friend, who you can call for any request either for organising birthday parties, finding a rare gift for that special someone or even during an emergency.

How should I proceed with Golf course booking?

Golf course booking is very simplified at IndusInd Bank. Visit https://indusindgolf.apexlynx.net/ and place your booking request.

How different is this program from cashback promotions offered by other banks?

The difference is that these Reward Points are valid across the year. There are no promotional periods or duration within which you have to avail the offer. This is a permanent feature on the IndusInd Bank Tiger Credit Card.

When do my accrued Reward Points expire?

Reward Points accumulated on IndusInd Bank Tiger Credit Card will be valid for period of 24 months from the date of accrual.

Is there a cap to redeem my Reward Points?

There is no cap to redeem your Reward Points. However, in each billing cycle redemption of upto 20000 reward points can be done through cash credit. IndusInd Bank reserves the right to change the redemption cap for every billing cycle at its discretion. Visit www.indusind.bank.in for updated details.

What number do I call for the Concierge service?

You can call the Concierge services on 1860 267 7777

Will I be charged extra for using the concierge?

You will not be charged for using the concierge service. You will only be charged for the actual cost of the services, e.g. cost of the ticket if you book tickets and any delivery charges that are applicable.

Can I get whichever gift that I want to get delivered?

You can ask for the rarest of gifts for your loved ones through the concierge. The concierge will search for the gift that you have asked from across the world. However, they cannot guarantee that it would be available. The service is on a best effort basis and they would try their best to ensure that what you ask for is fulfilled.

Credit Cards

LifestylePremiumVisa✦ Tiger Fintech Private Limited

IndusInd Tiger Credit Card

Fee-free rewards for everyday spenders

Annual feeLifetime Free

Rewards1.00%1 Reward Point per ₹100

Forex markup1.5%1.50% Discounted Forex Mark-up Fee

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Rewards

Base earn rate

Earn 1 Reward Point on every ₹ 100 spent on your Credit Card.

Magnificent Rewards Program

Excludes: Fuel, Utility Bill Payments, Insurance Premium, Government Services, Educational Institutes, Real Estate, Rental Payments

Category	Rate	Cap
All Spends	—	—
All Spends	—	—
All Spends	—	—
All Spends	—	—

• Reward Points accumulated on IndusInd Bank Tiger Credit Card will be valid for period of 24 months from the date of accrual.
• Redemption fee: ₹100

Lounge access

Domestic

8visits / year

Max 2 per quarter

IndusInd Bank Airport Lounge Access Program lounge programme →

International

Priority Pass

2complimentary visits

Membership value USD 99

Priority Pass lounge programme →

Fees & charges

Joining fee: ₹0 (Free)
Annual / renewal fee: Lifetime free
Interest rate: 3.5% per month (42% p.a.)
Interest-free period: 50 days
Cash advance fee: 2.5%, min ₹300
Overlimit fee: 2.5%, min ₹500
Payment dishonour: ₹250
Forex markup: 1.50% Discounted Forex Mark-up Fee
DCC markup: 1%
Reward redemption: ₹100 per redemption
Fuel surcharge: 1% waiver, on ₹400–₹4000 txns

View official MITC →

Insurance covers

Fraud liability

Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced 'Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.

Eligibility

Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.

Features

✓ International usage✓ Concierge service

Additional features

Auto Assist Service
Roadside Repair Service
Emergency Fuel Supply (up to 5 litres)
Flat Tyre Services
Keys Locked Inside assistance
Battery Service
Emergency Towing Assistance
Accident Management and Medical Assistance

No rewards on

Fuel · Utility Bill Payments · Insurance Premium · Government Services · Educational Institutes · Real Estate · Rental Payments

Is this card worth it for you?

Your monthly spend

₹10,000₹5,00,000

All spends >5,00,000 anniversary — 2.4% back

0% of spend100% of spend

All spends 2,50,001 5,00,000 anniversary — 1.6% back

0% of spend100% of spend

Remaining 65% of spend earns the 0.4% base rate.

Rewards / year

₹5,880

≈ 0.98% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹5,880/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹5,880 a year.

Apply Now Check Eligibility →

Based on published rates as of 2026-08-07; assumes 1 Reward Point = INR 0.40 via cash credit against the outstanding in the card account (issuer-stated primary value; also transferable at 1 RP = 1.2 Airmiles). No cap on points earned; points valid 24 months from accrual.. Rewards estimates, not guarantees.