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IndusInd Tiger Credit Card credit card
LifestylePremiumVisa✦ Tiger Fintech Private Limited

IndusInd Tiger Credit Card

Fee-free rewards for everyday spenders

Annual feeLifetime Free
Rewards0.40%Assumes 1 Reward Point = INR 0.40 via cash credit against the outstanding in the card account (issuer-stated primary value; also transferable at 1 RP = 1.2 Airmiles). No cap on points earned; points valid 24 months from accrual.
Forex markup1.5%1.50% Discounted Forex Mark-up Fee
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Independent comparison platform. Not affiliated with IndusInd Bank. Full disclaimer

Rewards

Base earn rate

Earn 1 Reward Point on every ₹ 100 spent on your Credit Card.

Magnificent Rewards Program

Excludes: Fuel, Utility Bill Payments, Insurance Premium, Government Services, Educational Institutes, Real Estate, Rental Payments

CategoryRateCap
All Spends——
All Spends——
All Spends——
All Spends——
  • • Reward Points accumulated on IndusInd Bank Tiger Credit Card will be valid for period of 24 months from the date of accrual.
  • • Redemption fee: ₹100

Lounge access

International

Priority Pass

2complimentary visits

  • Membership value USD 99
Priority Pass lounge programme →

Fees & charges

Joining fee
₹0 (Free)
Annual / renewal fee
Lifetime free
Interest rate
3.5% per month (42% p.a.)
Interest-free period
50 days
Cash advance fee
2.5%, min ₹300
Overlimit fee
2.5%, min ₹500
Payment dishonour
₹250
Forex markup
1.50% Discounted Forex Mark-up Fee
DCC markup
1%
Reward redemption
₹100 per redemption
Fuel surcharge
1% waiver, on ₹400–₹4000 txns

Late payment

Outstanding amountLate fee
₹0 – ₹100₹0
₹101 – ₹500₹100
₹501 – ₹1,000₹500
₹1,001 – ₹5,000₹600
₹5,001 – ₹10,000₹750
₹10,001 – ₹25,000₹900
₹25,001 – ₹50,000₹1,100
Above ₹50,001₹1,300
View official MITC →

Insurance covers

Fraud liability

Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced 'Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.

Eligibility

Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.

Features

✓ International usage✓ Concierge service

Additional features

  • Auto Assist Service
  • Roadside Repair Service
  • Emergency Fuel Supply (up to 5 litres)
  • Flat Tyre Services
  • Keys Locked Inside assistance
  • Battery Service
  • Emergency Towing Assistance
  • Accident Management and Medical Assistance

No rewards on

Fuel · Utility Bill Payments · Insurance Premium · Government Services · Educational Institutes · Real Estate · Rental Payments

Is this card worth it for you?

₹10,000₹5,00,000
0% of spend100% of spend
0% of spend100% of spend

Remaining 65% of spend earns the 0.4% base rate.

Rewards / year

₹5,880

≈ 0.98% effective

Annual fee

₹0

no published waiver

Net steady-state return

+₹5,880/year

Strong fit at this spend

At ₹50,000/month, rewards outrun the fee by ₹5,880 a year.

Based on published rates as of 2026-08-07; assumes 1 Reward Point = INR 0.40 via cash credit against the outstanding in the card account (issuer-stated primary value; also transferable at 1 RP = 1.2 Airmiles). No cap on points earned; points valid 24 months from accrual.. Rewards estimates, not guarantees.

FAQs

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IndusInd Bank logoIndusInd Bank

IndusInd Legend Credit Card

Joining₹5K
Annual—
Reward1%
Credit
  • 2 reward points per ₹100 on all spends
  • 2 lounge visits per quarter (domestic + international)
  • Buy-one-get-one on movie tickets
Apply Now

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