
IndusInd Tiger Credit Card
Fee-free rewards for everyday spenders
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Rewards
Base earn rate
Earn 1 Reward Point on every ₹ 100 spent on your Credit Card.
Magnificent Rewards Program
Excludes: Fuel, Utility Bill Payments, Insurance Premium, Government Services, Educational Institutes, Real Estate, Rental Payments
| Category | Rate | Cap |
|---|---|---|
| All Spends | — | — |
| All Spends | — | — |
| All Spends | — | — |
| All Spends | — | — |
- • Reward Points accumulated on IndusInd Bank Tiger Credit Card will be valid for period of 24 months from the date of accrual.
- • Redemption fee: ₹100
Lounge access
Domestic
8visits / year
- Max 2 per quarter
International
Priority Pass2complimentary visits
- Membership value USD 99
Fees & charges
- Joining fee
- ₹0 (Free)
- Annual / renewal fee
- Lifetime free
- Interest rate
- 3.5% per month (42% p.a.)
- Interest-free period
- 50 days
- Cash advance fee
- 2.5%, min ₹300
- Overlimit fee
- 2.5%, min ₹500
- Payment dishonour
- ₹250
- Forex markup
- 1.50% Discounted Forex Mark-up Fee
- DCC markup
- 1%
- Reward redemption
- ₹100 per redemption
- Fuel surcharge
- 1% waiver, on ₹400–₹4000 txns
Late payment
| Outstanding amount | Late fee |
|---|---|
| ₹0 – ₹100 | ₹0 |
| ₹101 – ₹500 | ₹100 |
| ₹501 – ₹1,000 | ₹500 |
| ₹1,001 – ₹5,000 | ₹600 |
| ₹5,001 – ₹10,000 | ₹750 |
| ₹10,001 – ₹25,000 | ₹900 |
| ₹25,001 – ₹50,000 | ₹1,100 |
| Above ₹50,001 | ₹1,300 |
Insurance covers
Fraud liability
Our main aim is to make cashless transactions safe and secure for all our customers. Hence, we have introduced 'Total Protect' - a first-of-its-kind programme that covers you for an amount equal to the credit limit on your card and is also available on add-on cards.
Eligibility
Salaried: minimum ₹25,000/month income. Self-employed: ₹6,00,000/year ITR. Age 21–65. CIBIL 700+.
Features
Additional features
- Auto Assist Service
- Roadside Repair Service
- Emergency Fuel Supply (up to 5 litres)
- Flat Tyre Services
- Keys Locked Inside assistance
- Battery Service
- Emergency Towing Assistance
- Accident Management and Medical Assistance
No rewards on
Fuel · Utility Bill Payments · Insurance Premium · Government Services · Educational Institutes · Real Estate · Rental Payments
Is this card worth it for you?
Remaining 65% of spend earns the 0.4% base rate.
Rewards / year
₹5,880
≈ 0.98% effective
Annual fee
₹0
no published waiver
Net steady-state return
+₹5,880/year
Strong fit at this spend
At ₹50,000/month, rewards outrun the fee by ₹5,880 a year.
Based on published rates as of 2026-08-07; assumes 1 Reward Point = INR 0.40 via cash credit against the outstanding in the card account (issuer-stated primary value; also transferable at 1 RP = 1.2 Airmiles). No cap on points earned; points valid 24 months from accrual.. Rewards estimates, not guarantees.
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Guides and tools
📖 Guides about this card
🔧 Useful tools