Sum insured ₹5 L – ₹20 Cr
CSR —
Network hosp. 13K+
Plan Individual
✓ Day-1 cover for 7 listed chronic conditions (incl. hypertension, diabetes, asthma) under Chronic Management Programme ✓ Super Reload — 100% restoration of SI, unlimited times per policy year, for related and unrelated illnesses ✓ Super Credit (optional) — 100% SI increase every year regardless of claims, capped at 500% / ₹3 Cr Covers: Self, Spouse, Children, Parents, Parents-in-law, Siblings, Grandparents, Extended family
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Sum insured ₹5 L – ₹6 Cr
CSR —
Network hosp. 10K+
Plan Individual
✓ Unlimited restoration of sum insured ✓ Sum insured up to ₹6 Crore ✓ No claim bonus up to 150% Covers: Self, Spouse, Children, Parents
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Sum insured ₹2 L – ₹3 Cr
CSR —
Network hosp. 16K+
Plan Individual
✓ Two separate sum-insured 'wallets' in the same policy year (Double Wallet) ✓ Sum Insured Backup — full restoration once per policy period for related and unrelated illnesses ✓ No co-payment at any age or zone Covers: Self, Spouse, Children, Parents
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Sum insured ₹5 L – ₹75 L
CSR —
Network hosp. 13K+
Plan Individual
✓ No room rent limit — stay in any room ✓ 100% unlimited restoration of sum insured (multiple times/year) ✓ Highest CSR in industry (~98%) Covers: Self, Spouse, Children, Parents
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Sum insured ₹5 L – ₹1 Cr
CSR —
Network hosp. 14K+
Plan Individual
✓ No pre-acceptance medical screening required ✓ 100% automatic restoration of sum insured (once/year) ✓ Maternity cover included (normal ₹15K, C-section ₹20K) Covers: Self, Spouse, Dependent Children, Parents, Parents-in-law
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Sum insured ₹3 L – ₹25 L
CSR —
Network hosp. 14K+
Plan Family floater
✓ Family floater: entire family shares one sum insured ✓ Automatic restoration: 100% sum insured restored up to 3 times in a policy year on exhaustion ✓ Recharge benefit: additional ₹1,50,000 once if SI is exhausted Covers: Self, Spouse, Dependent Children (16 days–25 years), Up to 2 Dependent Parents / Parents-in-law
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Sum insured ₹10 L – ₹1 Cr
CSR —
Network hosp. 7K+
Plan Individual
✓ Zero co-payment at any age ✓ No room rent cap (any room category) ✓ 100% restoration of sum insured Covers: Self + spouse (2 adults 18+), Up to 4 dependent children (3 months–25 years)
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Sum insured ₹1.5 L – ₹50 L
CSR —
Network hosp. 8K+
Plan Individual
✓ Three variants: Silver, Gold, Platinum (increasing benefits) ✓ In-patient hospitalisation ✓ Pre-hospitalisation (60 days) Covers: Self, Spouse, Dependent children, Parents, Parents-in-law, Siblings (limited)
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Sum insured ₹3 L – ₹5 Cr
CSR —
Network hosp. 10K+
Plan Individual
✓ In-patient hospitalisation cover ✓ Pre-hospitalisation expenses (60 days) ✓ Post-hospitalisation expenses (180 days) Covers: Self, Spouse, Dependent children, Parents, Parents-in-law
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Sum insured ₹2 L – ₹2 Cr
CSR —
Network hosp. 7K+
Plan Individual
✓ 405 day-care surgeries and procedures covered ✓ Pre-hospitalisation cover for 60 days ✓ Post-hospitalisation cover for 90 days Covers: Self, Spouse, Dependent Children, Dependent Parents, Parents-in-law, Siblings
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Sum insured ₹3 L – ₹1 Cr
CSR —
Network hosp. 15K+
Plan Individual
✓ Three variants — Protect (broad base), Advantage (with cashless OPD), Active (PED-friendly with 90-day waiting on listed chronic conditions) ✓ Guaranteed 25% NCB per year up to 200% of SI on Protect & Advantage (paid even on claim years) ✓ Unlimited restoration of sum insured for related and unrelated illnesses (Protect & Advantage) Covers: Self, Spouse, Children, Parents, Parents-in-law, Siblings, Grandparents, Grandchildren, Extended relations
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Sum insured ₹1 L – ₹15 L
CSR —
Network hosp. 10K+
Plan Individual
✓ Public-sector PSU insurer (Govt. of India) ✓ Sum insured options from ₹1L to ₹15L ✓ 139 daycare procedures covered Covers: Self, Spouse, Dependent children (3 months–25 years), Parents
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Sum insured ₹5 L – ₹1 Cr
CSR —
Network hosp. 10K+
Plan Individual
✓ Worldwide emergency cover ✓ 100% restoration benefit ✓ No room rent limit Covers: Self, Spouse, Children, Parents
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Sum insured ₹1 L – ₹1 Cr
CSR —
Network hosp. 7K+
Plan Individual
✓ 20 base covers + 8 optional covers ✓ Sum insured from ₹1L up to ₹1 Crore ✓ 100% refill / restoration of sum insured Covers: Self, Spouse, Dependent children (91 days–25 years), Parents, Parents-in-law
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Sum insured ₹3 L – ₹1 Cr
CSR —
Network hosp. 7K+
Plan Individual
✓ Three variants: Protect, MediCare, Premier ✓ In-patient hospitalisation cover ✓ Pre-hospitalisation (60 days) Covers: Self, Spouse, Dependent children, Parents, Parents-in-law
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