Mutual Funds

Debt Funds

Steadier income with lower volatility than equity — liquid, corporate bond, gilt and dynamic bond funds.

Funds tracked

7.3%

Avg 3Y return

range 6.2% – 7.9%

Low

Risk level

Category average — varies by fund

Debt fund taxation

STCG taxed as per income slab (under 2 years). 12.5% LTCG with no exemption (held 2+ years for listed). No indexation post-2025.

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DSP Mutual Fund

DSP Credit Risk

7.8Q1★5

NAV: ₹60.37
Expense: 0.4%
AUM: ₹225 Cr

1Y: +11.4%
3Y: +16.8%
5Y: +13.1%

#1 of 15

Min SIP: ₹100Ideal: 1-3 years

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Franklin Templeton Mutual Fund

Franklin India Ultra Short Bond Fund - Super Institutional Plan - Direct

7.8Q1★

NAV: ₹34.24
Expense: 0.28%
AUM: ₹283 Cr

1Y: +10.8%
3Y: +7.9%
5Y: +8.2%

#1 of 4

Min SIP: ₹500Ideal: 1-6 months

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Nippon India Mutual Fund

Nippon India Credit Risk Fund Plan

8.0Q1★4

NAV: ₹41.93
Expense: 0.7%
AUM: ₹1.1 K Cr

1Y: +8.2%
3Y: +8.9%
5Y: +9.2%

#2 of 15

Min SIP: ₹100Ideal: 1-3 years

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Franklin Templeton Mutual Fund

Franklin India Corporate Debt Fund - Direct

7.8Q1★5

NAV: ₹115.54
Expense: 0.25%
AUM: ₹1.4 K Cr

1Y: +7.5%
3Y: +8.0%
5Y: +6.7%

#1 of 6

Min SIP: ₹100Ideal: 2-3 years

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DSP Mutual Fund

DSP Ultra Short

6.5Q24

NAV: ₹3,966.68
Expense: 0.3%
AUM: ₹3.7 K Cr

1Y: +6.7%
3Y: +7.5%
5Y: +6.4%

#2 of 4

Min SIP: ₹100Ideal: 1-6 months

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Nippon India Mutual Fund

Nippon India Low Duration Fund Growth Plan - Bonus Option

6.6Q1★5

NAV: ₹2,469.48
Expense: 0.38%
AUM: N/A

1Y: +6.6%
3Y: +7.5%
5Y: +6.6%

#3 of 15

Min SIP: ₹100Ideal: 1-3 years

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Nippon India Mutual Fund

Nippon India Low Duration Fund Growth Plan Option

6.5Q25

NAV: ₹4,251.15
Expense: 0.38%
AUM: ₹11.0 K Cr

1Y: +6.6%
3Y: +7.5%
5Y: +6.6%

#4 of 15

Min SIP: ₹100Ideal: 1-3 years

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HDFC Mutual Fund

HDFC Money Market Fund Option

6.5Q25

NAV: ₹6,242.17
Expense: 0.23%
AUM: ₹33.1 K Cr

1Y: +6.6%
3Y: +7.5%
5Y: +6.5%

#5 of 15

Min SIP: ₹100Ideal: 1-3 years

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HDFC Mutual Fund

HDFC Low Duration

5.9Q35

NAV: ₹66.99
Expense: 0.46%
AUM: ₹25.6 K Cr

1Y: +6.6%
3Y: +7.6%
5Y: +6.7%

#8 of 15

Min SIP: ₹100Ideal: 1-3 years

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Mirae Asset Mutual Fund

Mirae Asset Low Duration

6.6Q24

NAV: ₹2,632.32
Expense: 0.17%
AUM: ₹2.7 K Cr

1Y: +6.6%
3Y: +7.5%
5Y: +6.4%

#7 of 15

Min SIP: ₹99Ideal: 1-3 years

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Nippon India Mutual Fund

Nippon India Money Market Fund Growth Plan - Bonus Option

5.5Q35

NAV: ₹2,646.96
Expense: 0.22%
AUM: N/A

1Y: +6.6%
3Y: +7.5%
5Y: +6.5%

#9 of 15

Min SIP: ₹100Ideal: 1-3 years

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Nippon India Mutual Fund

Nippon India Money Market Fund Growth Plan Option

6.5Q25

NAV: ₹4,501.46
Expense: 0.22%
AUM: ₹21.9 K Cr

1Y: +6.6%
3Y: +7.5%
5Y: +6.5%

#6 of 15

Min SIP: ₹100Ideal: 1-3 years

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Franklin Templeton Mutual Fund

Franklin India Floating Rate Fund - Direct

6.2Q34

NAV: ₹47.85
Expense: 0.25%
AUM: ₹314 Cr

1Y: +6.6%
3Y: +8.4%
5Y: +7.1%

#10 of 15

Min SIP: ₹100Ideal: 1-3 years

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Franklin Templeton Mutual Fund

Franklin India Money Market Fund - Direct

6.0Q35

NAV: ₹55.5
Expense: 0.14%
AUM: ₹4.4 K Cr

1Y: +6.6%
3Y: +7.5%
5Y: +6.4%

#11 of 15

Min SIP: ₹100Ideal: 1-3 years

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DSP Mutual Fund

DSP Savings

5.4Q44

NAV: ₹58.06
Expense: 0.18%
AUM: ₹8.5 K Cr

1Y: +6.5%
3Y: +7.3%
5Y: +6.2%

#12 of 15

Min SIP: ₹100Ideal: 1-3 years

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HDFC Mutual Fund

HDFC Ultra Short Term Fund-Growth Option

5.3Q3★

NAV: ₹16.54
Expense: —
AUM: ₹17.2 K Cr

1Y: +6.5%
3Y: +7.3%
5Y: +6.3%

#3 of 4

Min SIP: ₹500Ideal: 1-6 months

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Canara Robeco Mutual Fund

CANARA ROBECO ULTRA SHORT TERM FUND OPTION

4.9Q44

NAV: ₹4,319.02
Expense: 0.4%
AUM: ₹546 Cr

1Y: +6.5%
3Y: +7.1%
5Y: +6.0%

#4 of 4

Min SIP: ₹500Ideal: 1-6 months

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Canara Robeco Mutual Fund

CANARA ROBECO SAVINGS FUND OPTION

4.9Q44

NAV: ₹46.28
Expense: 0.24%
AUM: ₹1.4 K Cr

1Y: +6.4%
3Y: +7.3%
5Y: +6.2%

#13 of 15

Min SIP: ₹1,000Ideal: 1-3 years

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DSP Mutual Fund

DSP Liquidity

7.1Q1★4

NAV: ₹4,028.46
Expense: 0.13%
AUM: ₹21.1 K Cr

1Y: +6.4%
3Y: +7.0%
5Y: +6.1%

#1 of 9

Min SIP: ₹100Ideal: 1 week to 3 months

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Canara Robeco Mutual Fund

CANARA ROBECO LIQUID FUND OPTION

6.8Q1★5

NAV: ₹3,376.41
Expense: 0.09%
AUM: ₹7.5 K Cr

1Y: +6.4%
3Y: +7.0%
5Y: +6.1%

#2 of 9

Min SIP: ₹1,000Ideal: 1 week to 3 months

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Axis Mutual Fund

Axis Liquid Fund Option

5.8Q2★

NAV: ₹3,133.89
Expense: —
AUM: ₹30.2 K Cr

1Y: +6.4%
3Y: +7.0%
5Y: +6.1%

#3 of 9

Min SIP: ₹500Ideal: 1 week to 3 months

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Nippon India Mutual Fund

Nippon India Liquid Fund Growth Plan Option

6.2Q2

NAV: ₹6,894
Expense: 0.2%
AUM: ₹32.7 K Cr

1Y: +6.4%
3Y: +7.0%
5Y: +6.1%

#4 of 9

Min SIP: ₹100Ideal: 1 week to 3 months

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Franklin Templeton Mutual Fund

Franklin India Liquid Fund - Super Institutional - Direct

5.6Q3

NAV: ₹4,234.44
Expense: 0.13%
AUM: ₹3.3 K Cr

1Y: +6.3%
3Y: +7.0%
5Y: +6.1%

#5 of 9

Min SIP: ₹100Ideal: 1 week to 3 months

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HDFC Mutual Fund

HDFC Liquid Fund Option

5.6Q35★

NAV: ₹5,529.82
Expense: 0.2%
AUM: ₹67.8 K Cr

1Y: +6.3%
3Y: +7.0%
5Y: +6.1%

#6 of 9

Min SIP: ₹100Ideal: 1 week to 3 months

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HDFC Mutual Fund

HDFC Floating Rate Debt Fund Option

4.9Q45

NAV: ₹54.53
Expense: 0.27%
AUM: ₹16.8 K Cr

1Y: +6.3%
3Y: +7.9%
5Y: +6.9%

#14 of 15

Min SIP: ₹100Ideal: 1-3 years

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ICICI Prudential Mutual Fund

ICICI Prudential Liquid

4.3Q4★

NAV: ₹416.65
Expense: —
AUM: ₹42.9 K Cr

1Y: +6.3%
3Y: +7.0%
5Y: +6.1%

#7 of 9

Min SIP: ₹500Ideal: 1 week to 3 months

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SBI Mutual Fund

SBI Liquid Fund -Growth

4.3Q4★

NAV: ₹4,401.39
Expense: —
AUM: ₹66.1 K Cr

1Y: +6.3%
3Y: +7.0%
5Y: +6.1%

#8 of 9

Min SIP: ₹500Ideal: 1 week to 3 months

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Quantum Mutual Fund

Quantum Liquid Fund Growth Option

5.0Q44

NAV: ₹37.44
Expense: 0.15%
AUM: ₹567 Cr

1Y: +5.9%
3Y: +6.6%
5Y: +5.8%

#9 of 9

Min SIP: ₹500Ideal: 1 week to 3 months

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Nippon India Mutual Fund

Nippon India Short Duration Fund Growth Plan Option

7.0Q1★5

NAV: ₹61.23
Expense: 0.37%
AUM: ₹8.4 K Cr

1Y: +5.8%
3Y: +7.7%
5Y: +6.8%

#1 of 4

Min SIP: ₹100Ideal: 1-3 years

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Nippon India Mutual Fund

Nippon India Floater Fund Growth Plan Option

4.9Q45

NAV: ₹50.69
Expense: 0.35%
AUM: ₹8.4 K Cr

1Y: +5.8%
3Y: +7.6%
5Y: +6.6%

#15 of 15

Min SIP: ₹100Ideal: 1-3 years

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HDFC Mutual Fund

HDFC Medium Term Debt Fund Option

6.7Q1★4

NAV: ₹65.52
Expense: 0.67%
AUM: ₹3.9 K Cr

1Y: +5.7%
3Y: +7.8%
5Y: +6.9%

#1 of 6

Min SIP: ₹100Ideal: 3-4 years

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ICICI Prudential Mutual Fund

ICICI Prudential Corporate Bond

5.5Q2★

NAV: ₹33.39
Expense: —
AUM: ₹30.2 K Cr

1Y: +5.7%
3Y: +7.6%
5Y: +6.8%

#2 of 6

Min SIP: ₹500Ideal: 2-3 years

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HDFC Mutual Fund

HDFC Short Term Debt Fund Option

6.1Q25★

NAV: ₹35.23
Expense: 0.4%
AUM: ₹17.3 K Cr

1Y: +5.7%
3Y: +7.6%
5Y: +6.6%

#2 of 4

Min SIP: ₹100Ideal: 1-3 years

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HDFC Mutual Fund

HDFC Overnight Fund Option

5.0Q43

NAV: ₹4,057.27
Expense: 0.1%
AUM: ₹10.9 K Cr

1Y: +5.4%
3Y: +6.2%
5Y: +5.5%

#1 of 1

Min SIP: ₹100Ideal: 1 day to 1 week

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Canara Robeco Mutual Fund

CANARA ROBECO SHORT DURATION FUND OPTION

5.5Q34

NAV: ₹29.39
Expense: 0.34%
AUM: ₹366 Cr

1Y: +5.3%
3Y: +7.1%
5Y: +6.0%

#3 of 4

Min SIP: ₹1,000Ideal: 1-3 years

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Kotak Mahindra Mutual Fund

Kotak Corporate Bond Fund- Direct Plan- Growth Option

5.5Q2★

NAV: ₹4,186.07
Expense: —
AUM: ₹15.2 K Cr

1Y: +5.2%
3Y: +7.5%
5Y: +6.5%

#3 of 6

Min SIP: ₹500Ideal: 2-3 years

Details →

DSP Mutual Fund

DSP Short Term

4.9Q44

NAV: ₹53.74
Expense: 0.35%
AUM: ₹3.7 K Cr

1Y: +5.2%
3Y: +7.3%
5Y: +6.2%

#4 of 4

Min SIP: ₹100Ideal: 1-3 years

Details →

Nippon India Mutual Fund

Nippon India Corporate Bond Fund Growth Plan Option

5.5Q35

NAV: ₹66.94
Expense: 0.36%
AUM: ₹9.0 K Cr

1Y: +5.0%
3Y: +7.6%
5Y: +6.8%

#4 of 6

Min SIP: ₹100Ideal: 2-3 years

Details →

Nippon India Mutual Fund

Nippon India Corporate Bond Fund Growth Plan - Bonus

4.5Q45

NAV: ₹47.79
Expense: 0.36%
AUM: N/A

1Y: +5.0%
3Y: +7.6%
5Y: +6.8%

#5 of 6

Min SIP: ₹100Ideal: 2-3 years

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DSP Mutual Fund

DSP Bond

6.1Q23

NAV: ₹92.25
Expense: 0.4%
AUM: ₹311 Cr

1Y: +4.7%
3Y: +7.3%
5Y: +6.2%

#2 of 6

Min SIP: ₹100Ideal: 3-4 years

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HDFC Mutual Fund

HDFC Corporate Bond Fund Option

4.9Q44

NAV: ₹35.17
Expense: 0.36%
AUM: ₹33.2 K Cr

1Y: +4.2%
3Y: +7.3%
5Y: +6.4%

#6 of 6

Min SIP: ₹100Ideal: 2-3 years

Details →

Nippon India Mutual Fund

Nippon India Dynamic Bond Fund Growth Plan Option

7.0Q1★4

NAV: ₹42.36
Expense: 0.35%
AUM: ₹4.1 K Cr

1Y: +3.8%
3Y: +7.3%
5Y: +6.2%

#1 of 4

Min SIP: ₹100Ideal: 3+ years

Details →

Franklin Templeton Mutual Fund

Franklin India Government Securities Fund - Direct

6.4Q1★3

NAV: ₹67.77
Expense: 0.63%
AUM: ₹175 Cr

1Y: +2.2%
3Y: +6.2%
5Y: +5.4%

#1 of 5

Min SIP: ₹100Ideal: 3-5 years

Details →

Canara Robeco Mutual Fund

CANARA ROBECO INCOME FUND OPTION

5.8Q24

NAV: ₹64.56
Expense: 0.75%
AUM: ₹117 Cr

1Y: +1.8%
3Y: +6.2%
5Y: +5.4%

#3 of 6

Min SIP: ₹1,000Ideal: 3-4 years

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Nippon India Mutual Fund

Nippon India Medium to Long Duration Fund Growth Plan

5.2Q34

NAV: ₹104.91
Expense: 0.67%
AUM: ₹387 Cr

1Y: +1.7%
3Y: +6.6%
5Y: +6.1%

#4 of 6

Min SIP: ₹100Ideal: 3-4 years

Details →

Nippon India Mutual Fund

Nippon India Medium to Long Duration Fund Growth Plan-Bonus

4.2Q4

NAV: ₹29.96
Expense: 0.67%
AUM: N/A

1Y: +1.7%
3Y: +6.6%
5Y: +6.1%

#5 of 6

Min SIP: ₹500Ideal: 3-4 years

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HDFC Mutual Fund

HDFC Income Fund Option

4.6Q44

NAV: ₹67.34
Expense: 0.8%
AUM: ₹856 Cr

1Y: +1.6%
3Y: +6.6%
5Y: +5.8%

#6 of 6

Min SIP: ₹100Ideal: 3-4 years

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HDFC Mutual Fund

HDFC Dynamic Debt Fund Option

5.8Q24

NAV: ₹103.27
Expense: 0.75%
AUM: ₹634 Cr

1Y: +1.3%
3Y: +6.7%
5Y: +6.9%

#2 of 4

Min SIP: ₹100Ideal: 3+ years

Details →

HDFC Mutual Fund

HDFC Gilt Fund Option

6.1Q24

NAV: ₹60.48
Expense: 0.46%
AUM: ₹2.7 K Cr

1Y: +0.3%
3Y: +6.4%
5Y: +5.5%

#2 of 5

Min SIP: ₹100Ideal: 3-5 years

Details →

Nippon India Mutual Fund

Nippon India Gilt Fund Growth Plan Option

5.0Q34

NAV: ₹44.32
Expense: 0.5%
AUM: ₹1.9 K Cr

1Y: -0.5%
3Y: +6.2%
5Y: +5.6%

#3 of 5

Min SIP: ₹100Ideal: 3-5 years

Details →

DSP Mutual Fund

DSP Strategic Bond

4.7Q34

NAV: ₹3,704.67
Expense: 0.54%
AUM: ₹885 Cr

1Y: -0.7%
3Y: +6.7%
5Y: +5.9%

#3 of 4

Min SIP: ₹100Ideal: 3+ years

Details →

Canara Robeco Mutual Fund

CANARA ROBECO DYNAMIC BOND FUND OPTION

4.1Q43

NAV: ₹33.2
Expense: 0.77%
AUM: ₹98 Cr

1Y: -0.8%
3Y: +5.7%
5Y: +5.3%

#4 of 4

Min SIP: ₹1,000Ideal: 3+ years

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DSP Mutual Fund

DSP Gilt

4.4Q45

NAV: ₹105.8
Expense: 0.57%
AUM: ₹1.4 K Cr

1Y: -0.9%
3Y: +6.5%
5Y: +6.0%

#4 of 5

Min SIP: ₹100Ideal: 3-5 years

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Canara Robeco Mutual Fund

CANARA ROBECO GILT FUND OPTION

4.4Q44

NAV: ₹83.32
Expense: 0.47%
AUM: ₹136 Cr

1Y: -1.0%
3Y: +5.9%
5Y: +5.4%

#5 of 5

Min SIP: ₹1,000Ideal: 3-5 years

Details →